Every home and auto insurance policy has limits. That’s why an umbrella insurance policy can give you that extra peace of mind.

An umbrella insurance policy is a personal liability policy that covers damages above your regular policy or damages outside the scope of your policy. An umbrella policy can cover not just you, but members of your household.

Here are some examples of damages an umbrella insurance policy would help cover:

• An injury occurring at your rental property
• False arrest
• Damages and liability from a multiple-car accident you caused that go above your auto policy’s coverage
• If your dog bites someone
• If you’re sued for libel or slander

Umbrella insurance policies are for everyone. They provide extra coverage for all the unforeseen accidents for which you may be responsible.

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